Particulars might (or might not) be all individuals. At any rate, they are certainly all concrete--again, with the possible exception of abstract particulars (tropes).
The fact of the matter is that all such terms are used by philosophers with a rough-and-ready idea of how they work. If there is confusion or lack of agreement about the specifics, that is a reflection of the fact that philosophers have many competing metaphysical theories that inform more precise, but idiosyncratic, accounts of the meanings of these terms. Hence, for example, for convenience in formulating a solution to the problem of universals, 'particular' can be pressed into service in describing the particular instance of redness of a particular apple--even though redness (being abstract) is precisely the sort of thing that is not supposed to be particular. See philosophical jargon[?].
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