Smith was born in the village of Churchill in Oxfordshire. In 1787, he found work as an assistant for Edward Webb[?] of Stow, a surveyor. He was a quick study and soon became proficient at the trade. In 1791, he traveled to Somerset to make a valuation survey of an estate. He stayed here for the next eight years working first for Mr. Webb and later for the Somerset Coal Canal Company.
Smith worked at one of the estate's older mines, the Mearns Pit at High Littleton. As he observed the strata at Mearns Pit he realized that the strata were arranged in a predictable pattern and that the various strata could always be found in the same relative positions. Additionally, each particular stratum could be identified by the fossils it contained. This gave Smith a testable hypothesis and he began his search to determine if the relationships between the strata and their characteristics were consistent throughout the country. During his subsequent travel, as a surveyor for the canal company until 1799 when he was fired, and after, he was continually taking samples and mapping the locations of the various strata. This was to earn him the name, "Strata Smith".
On August 31, 1819 Smith was released from King's Bench Prison[?] in London, a debtor's prison. He returned to his home of 14 years at Number 15 Buckingham Street to find a bailiff at the door and his home and property seized.
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